Homeowners typically use flood and water damage interchangeably. However, there are important distinctions between these two events that will dictate whether a claim is covered under a homeowner’s insurance policy.
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Your home-owners policy requires you to provide prompt notice after a loss. Florida courts have stated that “[n]otice is necessary when there has been an occurrence that should lead a reasonable and prudent [person] to believe that a claim for damages would arise.” Notice is prompt when a homeowner provides notice to the insurer “with...
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