Homeowners typically use flood and water damage interchangeably. However, there are important distinctions between these two events that will dictate whether a claim is covered under a homeowner’s insurance policy.Read More

When parking your car in a risky area you always have to consider the possible vandalism that might occur such as keyed cars, broken windows, and smashed headlights.Read More

Thousands of South Florida homes are suffering back-ups through toilets, sinks, showers, and bathtubs from broken cast iron drain lines. The life expectancy for cast iron is approximately 50 to 60 years. As a result, several homes built prior to the installation of PVC piping are experiencing these problems. If drain water overflows your sink,...Read More

Your home-owners policy requires you to provide prompt notice after a loss. Florida courts have stated that “[n]otice is necessary when there has been an occurrence that should lead a reasonable and prudent [person] to believe that a claim for damages would arise.” Notice is prompt when a homeowner provides notice to the insurer “with...Read More