Important changes have been made to the Florida Statutes regulating the business of public adjusters in the past couple of years.  Below are some that are the most important, Public adjusters may not solicit an insured or claimant except on Monday through Saturday and only between the hours of 8 a.m. and 8 p.m. Public...Read More

Your home-owners policy requires you to provide prompt notice after a loss. Florida courts have stated that “[n]otice is necessary when there has been an occurrence that should lead a reasonable and prudent [person] to believe that a claim for damages would arise.” Notice is prompt when a homeowner provides notice to the insurer “with...Read More

Photographs are always a great tool to show your insurance company the damages as they were when the event happened. Photographs are especially important should you need to complete repairs prior to the insurance company having an opportunity to inspect the property. This occurrence happens regularly in rental properties where tenants need their residences repaired...Read More

In Florida, your attorney’s fees and costs are included in a lawsuit should you file a lawsuit against your own insurance company pursuant to Florida Statute §627.428, which reads as follows: §627.428 Attorney fees. — (1) Upon the rendition of a judgment or decree by any of the courts of this state against an insurer and in...Read More

Your home-owners policy requires you to comply with “Duties After Loss” listed in your policy. In case of a loss to covered property, you must see that the following are done. These will include giving prompt notice to the insurance company or your agent, protecting the property from further damage, making reasonable and necessary repairs...Read More