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flood
drain pipe
Thousands of South Florida homes are suffering back-ups through toilets, sinks, showers, and bathtubs from broken cast iron drain lines. The life expectancy for cast iron is approximately 50 to 60 years. As a result, several homes built prior to the installation of PVC piping are experiencing these problems. If drain water overflows your sink,...
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Most property insurance policies require “physical loss or damage” to insured property as a threshold requirement for coverage. In most property damage losses, this requirement is easily met. Fires, hurricanes, and tornadoes will cause, among other things, structural damage to the building while plumbing line ruptures will warp floors, baseboards, cabinets, and walls. There may...
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In order to understand whether or not you have a covered insurance claim, it is important to first understand what kind of “events” are generally covered under a general homeowner’s insurance claim. An “all-risk” policy pays for losses from damage to property when the cause of damage was direct, sudden and accidental and is not excluded from your policy. An “all-risk” policy covers all perils (causes...
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