Fair Claims Brief

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Determine Your Risk Where You Live What Are the Impacts from Any Tropical System?

Did you know that hurricanes or any tropical system can have FIVE major impacts?  These include storm surge, flooding, strong wind, tornadoes and rip...
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Post Claim Repairs

You may find yourself in a situation where your insurance company issues a payment, but it is not enough to complete repairs. In that...
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Cast Iron Drain Lines

Thousands of South Florida homes are suffering back-ups through toilets, sinks, showers, and bathtubs from broken cast iron drain lines. The life expectancy for...

Prompt Notice and Insurance Company Contact Information

Your home-owners policy requires you to provide prompt notice after a loss. Florida courts have stated that “[n]otice is necessary when there has been...
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Interior Floor and Wall Tiles

Interior floor tiles often suffer damage from a covered loss however the damage itself may not be obvious to the untrained eye. For example,...
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Photographs and Video Evidence

Photographs are always a great tool to show your insurance company the damages as they were when the event happened. Photographs are especially important...
roof tiles

Roof Tiles

Hurricanes and other windstorms often cause damage to your roof tiles that may not immediately manifest themselves into apparent or visible damage. This could...

FLORIDA STATUTE §627.428

In Florida, your attorney’s fees and costs are included in a lawsuit should you file a lawsuit against your own insurance company pursuant to...

Duties After Loss

Your home-owners policy requires you to comply with “Duties After Loss” listed in your policy. In case of a loss to covered property, you...

The Damage

Most property insurance policies require “physical loss or damage” to insured property as a threshold requirement for coverage. In most property damage losses, this...
roof damage

Mitigating Your Loss

After suffering the devastation of sudden and accidental damage to your property, a property owner has a duty to mitigate their losses in the wake...

Documenting Your Loss

After suffering the devastation of sudden and accidental damage to your property, you should make sure to gather as much documentation as possible. If...
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